Careers
We Are Hiring
Title: Credit Officer
Company: Credit Only
Location: Nairobi
Industry: Finance and Banking
As a Loans officer your duties shall be as follows:
- Carry out Customer Mobilization for Roots Credit Limited. You shall undertake aggressive marketing and outreach activities and be responsible for cross selling financial products offered by the company. In addition, acquaint customers with products, approval policies, and all terms and conditions of accessing loans from the company.
- Assist clients in completion of loan applications, preparing loan analysis, recommendations, presenting the recommendations to the Branch Credit Committee, and ensuring that all pre-disbursement conditions are fulfilled.
- Appraise diligently and thoroughly loan applications received from individuals or companies.
- Investigate and assess the applicant’s background and in particular their character creditworthiness, and credit history as per records held by credit reference bureaus.
- Verify all particulars contained in the application form.
- Check and evaluate the particulars and financial projections of the repayment source.
- Ensure that all applications are evaluated and submitted to the Credit Committee promptly and not later than two days from the date of application.
- Ensure that security documentation is complete and duly perfected, properly executed, and realizable as guided by the company credit policy.
- Carry out any other duties and assignments as may be directed by your supervisor from time to time.
- As a Loans Officer, you will have contact with both internal and external clients, including members of the Board of Directors if need be. This requires strong interpersonal communication skills, both written and verbal.
Qualifications
- 3 years work experiencein a credit only Microfinance.
- Good knowledge of any accounting software
- Strong computer skills with Proficiency in MS Excel/Spreadsheet.
- Excellent communications, analytical and interpersonal skills.
- Ability to handle pressure and difficult situations with resilience, calmly and effectively.
- Must be a person of unquestionable integrity.
Send cv and a cover letter to info@rootscredit.co.ke



Send your CV and cover letter to hr@rootscredit.co.ke with the job title as the subject.
Or
Drop Application at our offices: Uniafric House, Koinange Street, 4th Floor, room 411