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Title: Finance and Admin Officer

Company: Credit Only

Location: Nairobi

Industry: Finance and Banking

Job Purpose:

Reporting to the Manager; the ideal candidate will be required to develop and maintain accounting principles, practices, and procedures to ensure effective control, accurate and timely financial reporting. The position addresses tight deadlines in all accounting activities including general ledger preparation, financial reporting, year-end Audit, and the support of budget and forecast activities. Timely update of customer, loan accounts and statements, support the company’s collection process, Asset management by ensuring Timely Tagging of Company Assets, Manage Company cash flow /liquidity and any other duties as assigned by the General Manager.

Responsibilities

  • Financial Planning, budgeting, and analysis
  • Preparations of timely and accurate monthly/quarterly management reports
  • Perform fixed asset processing to enable reporting and Capital expenditure management
  • Handling statutory deductions and tax payments while observing the stipulated deadline dates of submission, this includes the following taxes, Income tax, VAT, PAYE, Withholding taxes, NHIF, NSSF and NITA levies where applicable
  • Implementation of financial risk management policies of the company, which include insurance of assets and open risks, tax risk management etc.
  • Ensuring that the company working capital is safeguarded by maintaining adequate cash flow.
  • Coordinate both external and internal audits and ensure effective implementation of audit recommendations and preparation f final accounts.
  • Planning, Studying, and collecting data to determine costs of business activity interest rates taxes and advise on pricing structure.
  • Development of pricing models by analyzing changes in macro and micro economic environment, to determine effects on cost
  • Providing management with reports specifying and comparing factors affecting prices and profitability of the business.
  • Prepare detailed cost reports for the business, identifying key overspends and variances and identifying opportunities of improvements

Qualifications

  • Degree in Finance or Accounting from a recognized Institution
  • At least 3-5 years of management accounting in a busy environment with a bias on Credit Only 
  • Qualified Accountant CPA Section IV and above, (ACCA, or equivalent) are a mandatory requirement
  • Must possess accounting qualification i.e., CPA Section IV or equivalent
  • Working knowledge of MFI Loans system (ERP)
  • Strong financial and accounting knowledge (IFRS 9)
  • Financial analysis experience of over 3 Years
  • Good knowledge of any accounting software
  • Strong computer skills with Proficiency in MS Excel/Spreadsheet.
  • Excellent communications, analytical and interpersonal skills.
  • Ability to handle pressure and difficult situations with resilience, calmly and effectively.
  • Must be a person of unquestionable integrity.

Send cv and a cover letter to info@rootscredit.co.ke

Title:  Credit Officer

Company: Credit Only

Location: Nairobi

Industry: Finance and Banking

As a Loans officer your duties shall be as follows:

  • Carry out Customer Mobilization for Roots Credit Limited. You shall undertake aggressive marketing and outreach activities and be responsible for cross selling financial products offered by the company. In addition, acquaint customers with products, approval policies, and all terms and conditions of accessing loans from the company.
  • Assist clients in completion of loan applications, preparing loan analysis, recommendations, presenting the recommendations to the Branch Credit Committee, and ensuring that all pre-disbursement conditions are fulfilled.
  • Appraise diligently and thoroughly loan applications received from individuals or companies.
  • Investigate and assess the applicant’s background and in particular their character creditworthiness, and credit history as per records held by credit reference bureaus.
  • Verify all particulars contained in the application form.
  • Check and evaluate the particulars and financial projections of the repayment source.
  • Ensure that all applications are evaluated and submitted to the Credit Committee promptly and not later than two days from the date of application.
  • Ensure that security documentation is complete and duly perfected, properly executed, and realizable as guided by the company credit policy.
  • Carry out any other duties and assignments as may be directed by your supervisor from time to time.
  • As a Loans Officer, you will have contact with both internal and external clients, including members of the Board of Directors if need be. This requires strong interpersonal communication skills, both written and verbal.

Qualifications

  • 3 years work experiencein a credit only Microfinance.
  • Good knowledge of any accounting software
  • Strong computer skills with Proficiency in MS Excel/Spreadsheet.
  • Excellent communications, analytical and interpersonal skills.
  • Ability to handle pressure and difficult situations with resilience, calmly and effectively.
  • Must be a person of unquestionable integrity.

Send cv and a cover letter to info@rootscredit.co.ke

Send your CV and cover letter to info@rootscredit.co.ke with the job title as the subject.

Or 

Drop Application at our offices:  Uniafric House, Koinange Street, 4th Floor, room 411

And we will contact you