Our Products

Roots Credit is your trusted microfinance partner in Kenya, offering affordable business loans, asset financing, and import duty loans to help you grow.

Business Loans in kenya

Looking to expand your business or import products? Our business loans for SMEs in Kenya offer flexible financing to help you scale. No hidden charges, fast approvals.

Who is eligible? Business owners looking to expand, importers, and SMEs.
Why choose us? Competitive interest rates, quick processing, and tailored repayment plans

Apply today & grow your business with ease!

Affordable Asset Financing in Kenya

Get asset financing in Kenya for personal and commercial use. Whether you’re a business owner, salaried employee, or part of a Chama, we offer financing for:

  • Personal cars
  • Commercial vehicles
  • Machinery & equipment

No collateral required for some loans
Flexible repayment terms

Target 

This is a loan offered to individuals, Businesses, Salaried staff and Chamas’

 

Title Deed Loans in Kenya

Need a quick loan using your title deed as security? At Roots Credit, we provide fast approvals and flexible repayment plans for landowners.

Who can apply? Landowners looking for business or personal financing.
Why choose us? Hassle-free application, competitive rates, and flexible terms.

Use your title deed to unlock financial opportunities

import Duty Financing for Car Importers

Avoid port delays and demurrages with import duty financing in Kenya. We handle duty payments directly to Kenya Revenue Authority (KRA) to fast-track the release of your imported vehicles.

  • Quick & easy approval
  • No hidden fees
  • Avoid port penalties & delays

For stress-free car importation!

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Check-off Loans (TSC Members)

Are you a teacher or an employee in a partnered institution? Our check-off loans for TSC members provide quick cash with repayments deducted directly from your salary.

Who qualifies? TSC teachers & employees in organizations with an MOU.
Why Roots Credit? Minimal paperwork, quick approvals, and affordable rates.

APPLY

Fill in the form & apply for a loan

GET APPROVED

Get all your security documents checked and approved

RECEIVE CASH

Receive money in your account

DONT GET STUCK WE ARE HERE FOR YOU
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