Why Roots Credit is the Best Loan Company Kenya Trusts — And What Sets Us Apart
Let’s face it — when you search “best loan company Kenya”, you’re not looking for a financial headache. You want fast cash, flexible terms, zero hidden fees, and actual humans who care.
Well, say hello to Roots Credit Ltd — a homegrown lender that’s changing how Kenyans access loans. From logbook loans to SME support, Roots Credit offers real solutions to real financial needs — not just promises.
So, Why Are We the Best Loan Company in Kenya?
Here’s what makes us stand out:
1. Fast Logbook Loans — With Your Car Still in Your Hands
We offer low-cost car logbook loans up to 60% of your vehicle’s value — and you keep your car.
“I applied for a logbook loan and got approved in 6 hours. I didn’t miss a day of work because my car stayed with me.”
— David, Uber Driver – Nairobi
2. SME Business Boost Loans
We understand that your business needs fuel to grow. Our SME-friendly loans come with flexible repayment terms designed to match your cash flow.
“Roots Credit helped me stock up my shop after a tough January. By February, my profits had doubled.”
— Amina, Shop Owner – Nakuru
3. Emergency Loans When You Need Them Most
Medical bills? School fees? Unplanned expenses? No problem. We process emergency loans within 24 hours or less.
“My son’s school fees deadline was looming. Roots Credit sorted me out fast — and with kindness.”
— John, Civil Servant – Kisii
4. Transparent Terms, No Hidden Charges
Other lenders may sneak in “handling” and “processing” fees. We don’t. What you see is what you get.
5. Human Support, Not Robots
We know your name. We return your calls. We explain terms in plain Swahili or English. Roots Credit isn’t just a lender — we’re your financial partner.
Products That Set Us Apart
Here’s what we offer:
| Product | Details |
|---|---|
| Car Logbook Loans | Up to 70% of car value, keep your car, fast approvals |
| SME / BUSINESS Loans | Tailored loans for businesses, stock, or equipment |
| ASSET FINANCING | Same-day processing for urgent personal needs |
| Salary Advance / CHECK OFF Loans | For employed Kenyans, repayable in manageable installments |
| IMPORT FINANCING | For Import Duty and Port tax clearing we make it easy for you . |
Need a custom solution? We listen. We advise. We fund.
Case Studies That Prove It
Case Study 1: Boda Guy to Taxi Guy
Peter, a boda rider from Thika, wanted to add a Car for uber and taxi services and hire someone under him. Banks said no. We said yes.
“I now earn double and even save for my plot.”
— Peter, Thika
Case Study 2: Salon Owner Expansion
Lucy, a hairdresser in Eldoret, needed funds to buy more driers and chairs during December rush.
“Roots Credit believed in my hustle. I now serve more clients per day.”
— Lucy, Eldoret
Case Study 3: Logbook Loan Saved My Shop
Francis, a hardware owner in Kisumu, was about to lose a big contract due to cash delays.
“Thanks to the quick logbook loan, I kept my contract and clients.”
— Francis, Kisumu
Why Kenyans Call Us the Best Loan Company
We don’t waste time.
We don’t trap clients in debt.
We support hustlers, businesses, and everyday people — fairly.
We serve across Kenya — from Nairobi to Kisumu, Mombasa to Meru.
We’re rooted in trust. That’s why we’re called Roots Credit.
Why roots credit you ask?
If you’re searching online for the best loan company Kenya, remember this
We fund dreams
We grow hustles
We respect your time
We support YOU
Thinking of Taking a Loan?
If you’re searching for the best loan company Kenya has to offer — stop searching. You’ve found us.
📞 Call us now +254 721511 227
Apply online at rootscredit.co.ke
Visit us
The Westery, Ground Floor, Mpesi Lane, off Muthithi Road, Westlands, Nairobi.
- +254 (0) 20 244 2000 | 0721 511 227